The Investin BCI Balanced Fund aims to provide investors with a balance between capital growth and income over the medium-to-long-term by investing across asset classes. The portfolio is managed in compliance with prudential investment guidelines for retirement funds in South Africa to the extent allowed by the Act.
Who the fund may be suitable for
Investors who wish to save for their retirement.
Those who wish to use an experienced investment team to make the asset allocation decisions.
Those who have a moderate risk profile and are comfortable with market fluctuations to achieve long-term capital growth.
Investors who have a three year or longer investment horizon.
Fund information
INVESTOR NEED
Income and growth
BENCHMARK
SA Multi-Asset High Equity Category average
INVESTMENT VEHICLE
Unit trust
WHAT DOES THE FUND INVEST IN?
In order to achieve its objective, the investments normally to be included in the portfolio may comprise a combination of assets in liquid form, money market instruments, interest bearing instruments, bonds, debentures, corporate debt, equity securities, property securities, preference shares, convertible equities and non-equity securities. The portfolio may from time to time invest in listed and unlisted financial instruments. The manager may include forward currency swaps, interest rate and exchange rate swap transactions. The portfolio’s net equity exposure will range between 0% and 75% of the portfolio’s net asset value.
RISK RATING
Moderate
TIME HORIZON
Three years or longer
ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash
Income and growth
BENCHMARK
SA Multi-Asset High Equity Category average
INVESTMENT VEHICLE
Unit trust
WHAT DOES THE FUND INVEST IN?
In order to achieve its objective, the investments normally to be included in the portfolio may comprise a combination of assets in liquid form, money market instruments, interest bearing instruments, bonds, debentures, corporate debt, equity securities, property securities, preference shares, convertible equities and non-equity securities. The portfolio may from time to time invest in listed and unlisted financial instruments. The manager may include forward currency swaps, interest rate and exchange rate swap transactions. The portfolio’s net equity exposure will range between 0% and 75% of the portfolio’s net asset value.
RISK RATING
Moderate
TIME HORIZON
Three years or longer
ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash
LAUNCH DATE
16 August 2024
ASISA CLASSIFICATION
ASISA SA Multi Asset High Equity
INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)
INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500
REGULATION 28
Yes
CURRENCY AVAILABILITY
South African rand
STATUS
Open
LIQUIDITY
Daily
16 August 2024
ASISA CLASSIFICATION
ASISA SA Multi Asset High Equity
INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)
INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500
REGULATION 28
Yes
CURRENCY AVAILABILITY
South African rand
STATUS
Open
LIQUIDITY
Daily
Investin Initial Fee
NIL
Investin Annual Management Fee
1.00% (excluding VAT)
Investin Performance Fee
NIL
Adviser Maximum Initial Fee
3.00% (excluding VAT)
Adviser Maximum Ongoing Fee
1.00% (excluding VAT)
Total Expense Ratio (TER)
See Fund Fact Sheet
NIL
Investin Annual Management Fee
1.00% (excluding VAT)
Investin Performance Fee
NIL
Adviser Maximum Initial Fee
3.00% (excluding VAT)
Adviser Maximum Ongoing Fee
1.00% (excluding VAT)
Total Expense Ratio (TER)
See Fund Fact Sheet